The Fintech Consultant is an agile consultancy creating an ecosystem of compliant, high value partnerships between

  • Community banks

  • Credit Unions

  • Money service businesses

  • Fintechs

Meet the Team

  • Philip Schaadt

    President and CTO

    Read Bio

  • Scott Rhode

    Principal Consultant

    Read Bio

  • John Z. Barr

    Credit Administration Management

    Read Bio

  • Lou Alvarado

    Bank Partnerships

    Read Bio

  • Tom J. Barrett

    Financial Modeling and Strategy

    Read Bio

  • Joshua Preston

    Managing Director

    Read Bio

  • Radhika Lipton

    Managing Director, Advisory and Internal Audit

    Read Bio

  • Steve Tabick

    Regulatory Compliance Manager and Internal Audit

    Read Bio

Industries Served

Community Banks and Credit Unions

  • formation

  • mergers & acquisitions

  • capitalization

  • new products & services

  • fintech partnerships

  • governance

  • strategy

  • compliance

  • regulatory defense

Fintechs

  • crypto and blockchain

  • crypto custody, trading, exchanges

  • lending

  • payments

  • card programs

  • bank partnerships

  • licensing

  • regulatory defense

MSBs

  • money service businesses

  • alternative financial services

  • money transmitters

  • check cashing

  • payday lending

  • bank partnerships

  • compliance

  • licensing

  • regulatory defense

Some of our Awesome Clients

Smiles Wallet

TrustCard

Financial Technology Bank

Coba.ai

Dyepack

We help design and launch financial products as well as entire new financial service businesses:

  • Community banks that want to create or modify a product for a specific market, including community-focused banking-as-a-service (BaaS) partnerships.

  • Startup founders with brilliant financial innovation ideas.

We have long term, deeply satisfying relationships with great clients. Most of our clients have known or worked with us for over 10 years.

We offer…

Strategy that survives regulatory scrutiny

Unmatched industry experience

A satisfying, high value client experience

Flexible billing

Hourly Billing

  • On demand service

  • Traditional billing with time entry detail

  • Payment after service rendered

Monthly Flat Fee

  • Includes unlimited ongoing advice and counsel, meetings, contract review

  • Excludes litigation, large projects, large transactions

  • Set at a significant discount to standard hourly rates

  • Paid automatically on the first of the month